• Excellent price
• Lowest annual increase on renewal price
• Unlimited cover in Spain
• Large Discount for Families
• Emergency cover abroad
• Medifiatc – No Excess option

Having no excess is the best choice offering peace of mind for any eventuality.

With the introduction of the excess on your policy, it means that you pay the first amount on every claim.

We recommend an excess option if you are a young family or if you are in great health and do not regularly use the health policy. The great aspect of having an excess is that if in the future you want to upgrade the cover and eliminate the excess this is possible.

Each time you see a specialist you will have to pay 5 euros (A full list of each excess we can email on request to you). The great aspect of this type of cover is that although you are paying towards the service, by having this Low excess, your premium will lower by a large percent. This saving over a year can be very substantial and so this excess is very much worth considering.

• Having a high excess means that each time you see a specialist you will have to pay 10 euros (A full list of each excess we can email on request to you). 
• The great aspect of this type of cover is that although you are paying towards the service, by having this high excess, your premium will lower by 40 %.
• This saving over a year can be very substantial.
• The P15 excess when compared to the low excess goes up for Scans substantially and it is best if you have a detailed look at the excess sheet before choosing this option. 

Ideally, we will run through all the small print to give you the full picture of this option.