IMG plans are designed to be flexible and practical for people living or travelling between countries. Whether you need essential protection or more comprehensive international cover, IMG offers reliable healthcare solutions with global reach.

Who is IMG best for?
Expatriates, retirees, digital nomads, students, and frequent travelers who need reliable international health coverage.

Why choose IMG International Health Insurance in Spain?

IMG offers flexible, worldwide and European health insurance, ideal for expatriates, frequent travelers, and globally mobile individuals.

As a global insurance giant, IMG (International Medical Group) is often compared to "The Big Three" (Cigna, Bupa, and Allianz). While those providers are known for "platinum-standard" service and high premiums, IMG carves out its space by being the most flexible and budget-friendly of the major international players.

Here is how IMG stacks up against other health providers:

1. Cost & Customization (The "Budget" Leader)

While Cigna and Bupa often provide "all-in" premium plans that can be very expensive, IMG is widely considered the best option for expats on a budget.

• Tiered Pricing: They offer four distinct plan levels (Bronze, Silver, Gold, Platinum), allowing you to pay only for the level of care you actually need.
  
• Modular Add-ons: Unlike some providers that bundle everything, IMG lets you "bolt on" specific riders like maternity, dental/vision, or extreme sports coverage to keep the base premium low.
  

2. Specialsed Plans for Unique Lifestyles

Many health providers offer a "one-size-fits-all" expat policy. IMG specializes in niche groups that others often ignore:

3. Underwriting Flexibility

IMG is often more "forgiving" or flexible regarding pre-existing conditions compared to rigid providers.

• Chronic Condition Coverage: They offer unique underwriting methods that may allow coverage for conditions that other companies would decline outright (though this usually involves a waiting period or a small surcharge).

••Acute Onset Protection: Their travel medical plans often include coverage for the "acute onset" of a pre-existing condition, a rare feature among standard travel insurers.